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13.14.3 Closing Disclosure
The Closing Disclosure must be received by the borrower no later than three business days before consummation. In this context, business day is defined as all calendar days except Sundays and federal legal holidays. If mailed or sent electronically,...

Resources > FAQ > CHAPTER-13-COMPLIANCE-TOPICS > 12-14-1-Loan-Estimate > 12-14-3-Closing-Disclosure

14.1 File Delivery
Refer to the Document Delivery Checklist. Underwriting and closed Loan Files may be uploaded via the Correspondent Portal or via Investor Connect.

Resources > FAQ > CHAPTER-14-EXHIBITS-AND-FORMS > 13-1-File-Delivery

14.2 Post Closing Trailing Documents
All Loans purchased by PHH require that originals be uploaded to the PHH Post Closing Assist Tool. . FHA MIC, VA LGC and USDA LNG are required before purchase if there are 60 days or more from the Mortgage Note date to the Closing Date. All other...

Resources > FAQ > CHAPTER-14-EXHIBITS-AND-FORMS > 13-2-Post-Closing-Trailing-Documents

CHAPTER 15. GLOSSARY
As used in the Client Agreement and this Guide, the terms herein shall have the following meanings, unless the context requires otherwise:

Resources > FAQ > CHAPTER-15-GLOSSARY > CHAPTER-14-GLOSSARY

15.1 Accepted Servicing Practice
With respect to any loan, those mortgage servicing practices including scheduled and unscheduled advances, collection, default servicing and foreclosure procedures that are:
  • Prescribed by the FHA, with respect to any FHA insured loans,...

Resources > FAQ > CHAPTER-15-GLOSSARY > 14-1-Accepted-Servicing-Practice