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6.2.4 VA Lender’s Handbook

Refer to the VA Handbook and Circulars for VA guidelines and requirements.

Resources > FAQ > CHAPTER-6-CR-EDIT-POLICY-AND-UNDE-RWRI-TING > 6-3-Agency-Underwriting-Guidelines > 6-3-4-VA-Lender’s-Handbook

6.2.5 USDA Rural Housing

Refer to the Rural Housing HB-1-3555 SFH Guaranteed Loan Program Technical Handbook, Procedure Notices and Resources > FAQ > CHAPTER-6-CR-EDIT-POLICY-AND-UNDE-RWRI-TING > 6-3-Agency-Underwriting-Guidelines > 6-3-5-USDA-Rural-Housing

Chapter 7 Appraisal Requirements

All appraisals on Loans offered for sale to PHH must be compliant with Appraiser Independence Requirements (AIR) specified by the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the FDIC and the...

Resources > FAQ > CHAPTER-7-APPRAISAL-REQUIREMEN-TS > CHAPTER-7-APPRAISAL-REQUIREMEN-TS

7.1 Appraiser Independence Safeguards

An appraiser must be, at a minimum, licensed or certified by the state in which the property to be appraised is located.
No employee, director, officer, or agent of the Client, or any other third party acting as joint venture partner,...

Resources > FAQ > CHAPTER-7-APPRAISAL-REQUIREMEN-TS > 7-1-Appraiser-Independence-Safeguards