Final Documents

The announcement is an update to the PHH Mortgage Seller Guide (“Guide”). The requirements contained herein and in previous announcements are incorporated into the Guide, and they are considered a part of and supplement the Guide.
Effective immediately, PHH is pleased to announce that we are able to accept all final documents listed in Chapter 10 of the PHH Seller Guide, including recorded Mortgages/DOT and Final Title Policies, electronically. Final documents may be uploaded to the loan file via TPO Connect using the following instructions.
Please do not mail the documents. We appreciate your support to a paperless environment.
To upload in TPO Connect:
  • Open the loan via your pipeline.
  • Under Documents, scroll down to the document placeholder shown in the below chart.
    • If the document placeholder listed is not available, please click “+Add Document”, then scroll until you locate the document placeholder. Click the box next to the placeholder to add, then hit Save.
      To upload in TPOConnect
  • Click on “Browse for Files” or “Drag and Drop files here” to attach the document.
  • Exit the loan.
Final Document Document Placeholder
Mortgage Insurance Certificate (MIC) FHA Mortgage Insurance Certificate
Loan Guarantee Certificate (LGC) VA Loan Guarantee Certificate
USDA Loan Note Guarantee USDA Loan Note Guarantee
Title Policy Final Title Insurance Policy
Recorded Mortgage/DOT Recorded Security Instrument

If you have any questions, please contact your Correspondent Specialist or the Final Doc Team at PHHCLPost-Funding@phhmortgage.com.