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Announcement - 4th of July Holiday 2025

PHH Mortgage will be closed on Friday, July 4th, in honor of Independence Day. PHH will not be funding loans or accepting live bids/best effort locks due to the holiday. 
In addition, due to early market closure on Thursday, July 3rd, Mandatory locks will be accepted until 1:45pm ET. Best Efforts will be accessible for locking until 9pm ET.  Loans funding will follow the regular schedule as usual. PHH will resume normal business hours on Monday, July 7th.

Date Live Bulk Bids Best Efforts Commitments Non-Agency Funding
July 3rd, 2025 Yes, Early Close 2pm ET.  Yes, untill 9:00 PM ET. via TPOC 4:30 PM ET. Cut off Yes
July 4th, 2025 No No No No



If you have any questions, please contact your Correspondent Specialist, Sales Executive or contact us via the support line at 1-800-929-4744.

Thank you for your continued business.