PHH Mortgage will begin accepting locks with the 2022 GNMA Loan Limits as of the January 5, 2022. FHA loan limits are eligible for new case files assigned on and after January 3, 2022.
FHA Loan Limits – Low Cost (Net of any financed MIP)
| Units | Properties not in Alaska and Hawaii | Properties in Alaska and Hawaii |
|---|---|---|
| One | $420,680 | $970,800 |
| Two | $538,650 | $1,243,050 |
| Three | $651,050 | $1,502,475 |
| Four | $809,150 | $1,867,275 |
FHA Loan Limits – High Cost (Net of any financed MIP)
| Units | Properties not in Alaska and Hawaii | Properties in Alaska and Hawaii |
|---|---|---|
| One | $647,200 | Same as Low Cost |
| Two | $828,700 | |
| Three | $1,001,650 | |
| Four | $1,244,850 |
VAoan Limits – Low Cost (Net of any financed MIP)
| Units | Properties not in Alaska and Hawaii | Properties in Alaska and Hawaii |
|---|---|---|
| One | $647,200 | $970,800 |
| Two | $828,700 | $1,243,050 |
| Three | $1,001,650 | $1,502,475 |
| Four | $1,244,850 | $1,867,275 |
PHH Mortgage continues to accept VA High Balance loans.
If you have any questions, please contact your Regional Sales Executive, or contact us via the support line 1-800-929-4744, Email inquiries can be sent to PHHCorrSupport@PHHMortgage.com or RateLock@PHHMortgage.com.
Thank you for your continued business.
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