Announcement: 2022 GNMA Loan Limits

PHH Mortgage will begin accepting locks with the 2022 GNMA Loan Limits as of the January 5, 2022. FHA loan limits are eligible for new case files assigned on and after January 3, 2022.

FHA Loan Limits – Low Cost (Net of any financed MIP)

Units	Properties not in Alaska and Hawaii	Properties in Alaska and Hawaii
One	$420,680	$970,800
Two	$538,650	$1,243,050
Three	$651,050	$1,502,475
Four	$809,150	$1,867,275

FHA Loan Limits – High Cost (Net of any financed MIP)

Units	Properties not in Alaska and Hawaii	Properties in Alaska and Hawaii
One	$647,200	Same as Low Cost
Two	$828,700
Three	$1,001,650
Four	$1,244,850

VAoan Limits – Low Cost (Net of any financed MIP)

Units	Properties not in Alaska and Hawaii	Properties in Alaska and Hawaii
One	$647,200	$970,800
Two	$828,700	$1,243,050
Three	$1,001,650	$1,502,475
Four	$1,244,850	$1,867,275

PHH Mortgage continues to accept VA High Balance loans.

If you have any questions, please contact your Regional Sales Executive, or contact us via the support line 1-800-929-4744, Email inquiries can be sent to PHHCorrSupport@PHHMortgage.com or RateLock@PHHMortgage.com.

Thank you for your continued business.