Our Delivery Methods
PHH Mortgage Product Listing Correspondent Lending
Delegated
PHH has the ability to work with all hedge companies, providing them a variety of products with prompt funding.
- Fannie Mae, Freddie Mac, FHA and VA product availability
- Efficient and timely fundings
- Live Desk interaction plus support
- Dedicated operations single point of contact for ease of use and fast purchase times
- Minimal overlays
Non-Delegated
Our full suite of products offers predictable underwriting with minimal overlays.
- Fannie Mae, Freddie Mac, FHA, VA and Non-Agency product availability
- Underwriting scenario desk
- Consistent turn times
- FHA/VA Sponsorship available
- Dedicated operations single point of contact for ease of use and fast purchase times
Co-Issue
PHH provides predictable liquidity to help our clients manage cash flow. Our Capital Markets team delivers competitive bids on MSR assets you don’t wish to retain.
- Fannie Mae, Freddie Mac, FHA, VA and USDA product availability
- Competitive MSR Valuation Grids
- FNMA: Servicing Marketplace (SMP) and Co-Issue Direct (CID)
- FHLMC: Cash-Release Exchange (CRX) and Co-Issue Exchange (CIX)
- GNMA: PIIT
- Highly experienced team to manage your deliveries
- No holdbacks on any co-issue execution
