Announcement - Credit Policy Updates – FHA NPRA

In accordance with FHA Mortgagee Letter2025-09, PHH Mortgage will continue to allow Non-Permanent Resident Aliens for FHA-insured loans with a Case Number Assignment date prior to May 25, 2025. For FHA-insured loans with a Case Assignment date on or after May 25, 2025, the following changes will apply:

• All borrowers holding a Non-Permanent Resident Alien residency status will be ineligible for FHA Financing; and
• Only US Citizens and Permanent Resident Aliens will be eligible for FHA Financing. 

This policy is subject to change at any time. 

If you have any questions, please contact your Correspondent Specialist, Sales Executive/Correspondent Sales Representative, or contact us via the support line at 1-800-929-4744.