December 23, 2025
Announcement: Christmas & New Year’s Holidays
PHH Mortgage will be closed on Thursday, December 25, 2025, and Thursday, January 1, 2026, in observance of the Christmas and New Year’s holidays. We will be open on Wednesday, December 24th and Wednesday, December 31st.
On December 24th and December 31st., live bulk bids will be accepted until 2:00 PM ET (due to early market closure), and Best Efforts and Non-Agency locks will be available until 9:00 PM ET via TPO Connect.| Date | Live Bulk Bids | Best Efforts Commitments | Non-Agency | Funding |
| December 24, 2025 | Yes, until 2:00 PM ET | Yes, until 9:00 PM ET via TPOC | Yes, until 9:00 PM ET via TPOC | Yes |
| December 25, 2025 | No | No | No | No |
| December 31, 2025 | Yes, until 2:00 PM ET | Yes, until 9:00 PM ET via TPOC | Yes, until 9:00 PM ET via TPOC | Yes |
| January 1, 2026 | No | No | No | No |
Important Note: The recent declaration of December 24th and December 26th as federal holidays will have no impact on your business with PHH Mortgage, except as identified above.
If you have any questions, please contact your Correspondent Specialist, Sales Executive, or Correspondent Sales Representative, or contact us via the support line at 1-800-929-4744.
Thank you for your continued business!