Effective immediately, PHH will allow the use of a tri-merged soft pull credit report with three (3) scores for Non-Credit Qualifying VA Interest Rate Reduction Refinance loans (IRRRL) and FHA Streamline Refinances. The median score will be utilized. If there are multiple borrowers on the loan, the lowest of the median scores will be utilized.
If you have any questions, please contact your Correspondent Specialist, Sales Executive/Correspondent Sales Representative, or contact us via the support line at 1-800-929-4744.
Thank you for your continued business.
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